At Lumiere Dental, we make quality dental care accessible. Whether you’re insured, uninsured, or need flexible financing, our team will help you find a payment option that fits your needs.
Navigating dental insurance can feel overwhelming, but at Lumiere Dental, we’re here to make the process straightforward. We work with most major insurance providers and help you maximize your benefits while minimizing out-of-pocket costs. Our team handles the details so you can focus on achieving your healthiest smile.
Lumiere Dental is in-network with a wide range of major insurance carriers, making quality dental care more accessible and affordable for our Chicago patients. We work directly with your insurance provider to process claims and maximize your benefits.
Our practice accepts the following insurance plans:
Please note: We do not accept Ameritas Dental insurance plans.
Don’t see your insurance provider listed? Contact our office at (312) 728-2355, and our team will be happy to verify your coverage and explain your benefits.
We believe everyone deserves access to quality dental care, regardless of insurance status. That’s why we offer multiple financing solutions to fit your budget and make treatment affordable.
We offer affordable membership plans that provide comprehensive preventive care at a fraction of the cost. Our plans include regular cleanings, exams, and discounts on additional treatments. Plans start at just $350 per year for individuals, with family options available.
We partner with Cherry and CareCredit to offer flexible payment plans with low monthly payments. These options allow you to receive the dental care you need now and pay over time in manageable installments. Many patients find that monthly payments through these services are more affordable than they expected.
Our team will work with you to find a payment solution that fits your financial situation, ensuring cost never stands between you and a healthy smile.
When you visit Lumiere Dental, our administrative team handles the insurance process from start to finish. We verify your benefits before your appointment, file claims directly with your insurance company, and work to maximize your coverage. We’ll explain your estimated out-of-pocket costs upfront so there are no surprises.
Understanding how dental insurance works can help you make the most of your benefits. Most PPO plans cover preventive services like cleanings and exams at 100%, basic procedures like fillings at 70-80%, and major procedures at 50%. Keep in mind that dental benefits typically work differently than medical insurance; most plans have an annual maximum and specific coverage percentages rather than simple copays.
Our practice is doctor-owned and family-run, which means we can offer personalized attention to your insurance questions and financial concerns. We take the time to explain your options and help you make informed decisions about your dental care without pressure or confusion.
Many patients have similar questions about dental insurance and how it works at our practice. Here are answers to the most common concerns we hear.
We accept most major PPO insurance plans, including Delta Dental, Aetna, Cigna, Blue Cross Blue Shield, and Ambetter. If you don’t see your provider listed, please call our office at (312) 728-2355. Our team can verify whether we’re in-network with your specific plan and explain what benefits you can expect. Even if we’re not in-network with your carrier, we’re still happy to process your insurance claims on your behalf.
When you schedule your appointment, we’ll verify your insurance benefits in advance so you know what to expect. After your visit, we file claims directly with your insurance company and handle all the paperwork. You’ll only be responsible for any remaining balance after your insurance pays their portion. We’ll provide you with a clear breakdown of costs before any major treatment begins, so you’re never surprised by unexpected bills.
Not having insurance shouldn’t prevent you from receiving quality dental care. We offer in-house membership plans starting at $350 per year that provide comprehensive preventive care and discounts on additional treatments. We also work with Cherry and CareCredit to provide flexible financing options with affordable monthly payments. Our team will help you explore all available options to make your dental care fit within your budget.
